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to a named overseas port where the seller quotes a price for the goods (including insurance), all transportation, and miscellaneous charges to the point of debarkation from the vessel. (Used only for ocean shipments.)

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Bajaj Allianz life says no plans for IPO
Bajaj Allianz Life Insurance Co Ltd has no immediate need for additional capital and is not planning an initial public offer.http://economictimes.indiatimes.com/Bajaj-Allianz-life-says-no-plans-for-IPO/articleshow/5296740.cmshttp://economictimes.indiatimes.com/Bajaj-Allianz-life-says-no-plans-for-IPO/articleshow/5296740.cmsThu, 03 Dec 2009 13:14:38 GMTBajaj Allianz life says no plans for IPOBajaj Allianz life says no plans for IPOIndia Post ties up with ICICI Prudential Life
India Post on Thursday entered into a tie-up with ICICI Prudential Life Insurance Company to expand its services portfolio to the customers. http://economictimes.indiatimes.com/India-Post-ties-up-with-ICICI-Prudential-Life/articleshow/5295956.cmshttp://economictimes.indiatimes.com/India-Post-ties-up-with-ICICI-Prudential-Life/articleshow/5295956.cmsThu, 03 Dec 2009 10:08:49 GMTIndia Post ties up with ICICI Prudential LifeIndia Post ties up with ICICI Prudential LifeTata-AIG's add-on motor insurance covers
In May this year, Tata-AIG General Insurance launched eight add-on motor insurance covers, post detariffing that took effect in January 2009. http://economictimes.indiatimes.com/Tata-AIGs-add-on-motor-insurance-covers/articleshow/5294309.cmshttp://economictimes.indiatimes.com/Tata-AIGs-add-on-motor-insurance-covers/articleshow/5294309.cmsWed, 02 Dec 2009 23:06:24 GMTTata-AIG's add-on motor insurance coversTata-AIG's add-on motor insurance coversQuery corner
Our PF expert helps you traverse the uncertainties in the Financial world. Email YOur QUERIES to etquery@indiatimes.com.http://economictimes.indiatimes.com/Query-corner/articleshow/5282783.cmshttp://economictimes.indiatimes.com/Query-corner/articleshow/5282783.cmsSun, 29 Nov 2009 21:06:01 GMTQuery cornerQuery cornerClaims wipe out a third of terror pool
Insurance firms handing out cheques for the last one year have discovered the grim truth that the 26/11 attack has wiped out almost a third of the money that was pooled in to meet terror claims. http://economictimes.indiatimes.com/Claims-wipe-out-a-third-of-terror-pool/articleshow/5269513.cmshttp://economictimes.indiatimes.com/Claims-wipe-out-a-third-of-terror-pool/articleshow/5269513.cmsWed, 25 Nov 2009 18:53:30 GMTClaims wipe out a third of terror poolClaims wipe out a third of terror poolTata AIG Life launches child ULIP
Private insurer Tata AIG Life on Wednesday launched a unit-linked life insurance plan (ULIP) for children's education, InvestAssure Superstar. http://economictimes.indiatimes.com/Tata-AIG-Life-launches-child-ULIP/articleshow/5268973.cmshttp://economictimes.indiatimes.com/Tata-AIG-Life-launches-child-ULIP/articleshow/5268973.cmsWed, 25 Nov 2009 15:26:34 GMTTata AIG Life launches child ULIPTata AIG Life launches child ULIPApollo DKV to scale up biz, network, launches new health insurance plan
Apollo DKV has launched a new health insurance scheme and drawn up plans to scale up its business and the network of offices in the next couple of years to garner a good share of the growing market for health insurance. http://economictimes.indiatimes.com/Apollo-DKV-to-scale-up-biz-network-launches-new-health-insurance-plan/articleshow/5268654.cmshttp://economictimes.indiatimes.com/Apollo-DKV-to-scale-up-biz-network-launches-new-health-insurance-plan/articleshow/5268654.cmsWed, 25 Nov 2009 13:30:22 GMTApollo DKV to scale up biz, network, launches new health insurance planApollo DKV to scale up biz, network, launches new health insurance planHDFC Standard Life eyeing 10-15% growth
HDFC Standard Life, which is gearing up for an IPO, has seen over 40% of its business come through various Bancassurance schemes. http://economictimes.indiatimes.com/HDFC-Standard-Life-eyeing-10-15-growth/articleshow/5261556.cmshttp://economictimes.indiatimes.com/HDFC-Standard-Life-eyeing-10-15-growth/articleshow/5261556.cmsMon, 23 Nov 2009 13:38:53 GMTHDFC Standard Life eyeing 10-15% growthHDFC Standard Life eyeing 10-15% growthLIC restructuring Ulip costs to protect agent commissions
Life Insurance Corporation of India is looking to increase the minimum premium payable and minimum lock-in order to adhere to the expenses cap norms brought in by Insurance Regulatory Development Authority. http://economictimes.indiatimes.com/LIC-restructuring-Ulip-costs-to-protect-agent-commissions/articleshow/5260721.cmshttp://economictimes.indiatimes.com/LIC-restructuring-Ulip-costs-to-protect-agent-commissions/articleshow/5260721.cmsMon, 23 Nov 2009 09:41:01 GMTLIC restructuring Ulip costs to protect agent commissionsLIC restructuring Ulip costs to protect agent commissionsIRDA may cap CEO salary at Rs 1.5 crore
Insurance regulator IRDA is mulling to put a cap of Rs 1.5 crore on the annual salary of chief executive, which could be paid from the policyholders? fund. http://economictimes.indiatimes.com/IRDA-may-cap-CEO-salary-at-Rs-15-crore/articleshow/5259341.cmshttp://economictimes.indiatimes.com/IRDA-may-cap-CEO-salary-at-Rs-15-crore/articleshow/5259341.cmsMon, 23 Nov 2009 02:07:57 GMTIRDA may cap CEO salary at Rs 1.5 croreIRDA may cap CEO salary at Rs 1.5 croreLIC makes plans to keep agents' commissions for ULIP intact
In order to keep agents' commissions for ULIPs intact, LIC is looking to increase the minimum premium payable and minimum lock-in order to adhere to the expenses cap norms brought in by IRDA.http://economictimes.indiatimes.com/LIC-makes-plans-to-keep-agents-commissions-for-ULIP-intact/articleshow/5258400.cmshttp://economictimes.indiatimes.com/LIC-makes-plans-to-keep-agents-commissions-for-ULIP-intact/articleshow/5258400.cmsSun, 22 Nov 2009 17:37:18 GMTLIC makes plans to keep agents' commissions for ULIP intactLIC makes plans to keep agents' commissions for ULIP intactLIC plans to alter ULIP polices terms
Life Insurance Corporation of India (LIC) was planning to raise minimum premium from Rs 25,000 to Rs 40,000 and increase the lock in period from five years to 10 years for ULIP products. http://economictimes.indiatimes.com/LIC-plans-to-alter-ULIP-polices-terms/articleshow/5258352.cmshttp://economictimes.indiatimes.com/LIC-plans-to-alter-ULIP-polices-terms/articleshow/5258352.cmsSun, 22 Nov 2009 17:10:26 GMTLIC plans to alter ULIP polices termsLIC plans to alter ULIP polices termsLife insurance industry to clock Rs 2,55,000 cr premium this fiscal
The Indian life insurance industry is expected to grow by about 15 per cent in the current financial year to touch a total premium income of Rs 2,55,000 crore in 2009-10.http://economictimes.indiatimes.com/Life-insurance-industry-to-clock-Rs-255000-cr-premium-this-fiscal/articleshow/5257561.cmshttp://economictimes.indiatimes.com/Life-insurance-industry-to-clock-Rs-255000-cr-premium-this-fiscal/articleshow/5257561.cmsSun, 22 Nov 2009 11:49:35 GMTLife insurance industry to clock Rs 2,55,000 cr premium this fiscalLife insurance industry to clock Rs 2,55,000 cr premium this fiscal


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Affordable Homeowners' Insurance -- Wise Little Actions That Will Give You Huge Discounts
By Chimezirim Odimba
There are a lot of ways open to everyone who plans to enjoy cheap home owners homeowners' insurance. But while some of them may save you some money, they could leave you with insufficient coverage. But in this article, I'll show you several time-tested steps for paying less and at the same time have adequate coverage. Here they are...

1. Fixing advanced security and fire systems that are monitored 24/7 is a good move. You will obtain considerable discounts apart from the fact that you'll feel safer that your home is being monitored by competent people. This can reduce your premium by more than 25% depending on your insurer.

2. There's the possibility that you could pay less for home if you take the time to go through your policy either whenever there's a considerable change in your home or just regularly once of twice anually. The Persian rug Aunt Molly gave you mightn't just be worth the $10,000 you insured it for at the moment.

You'll save and still have sufficient coverage by lowering your home coverage accordingly if it has dropped in its worth. But be informed that the reverse could also be the case where you'd have to purchase more coverage because it's increased in its worth.

3. Ensure you don't leave ladders lying just anywhere. Keeping it in such a manner would be making a thief's operation a lot easier. Do NOT also let your tools litter around. Burglars will have an easier ride breaking into a household that provides them such assistance. Keep them away safely and you'll be avoiding a high premium.

4. Set up your account to pay your premiums automatically and you'll enjoy cheaper rates for that. All you have to do is

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to advise your bank or credit card company to send your premiums at certain periods automatically until advised otherwise. Apart from being easier, you'll receive a discount for this.

5. Do routine maintenance of your home if you intend to lower rates. Check for things like dead limbs on trees on your land. They could easily fall off and damage a part of your property or injure a guest.

Everything that could injure a guest on your property should be fixed as soon as you notice them. Such on-the-spot maintenance will cost you little but save you a lot over time.

6. You can get better quotes on home now by visiting at least five quotes sites. Each site will take you around 5 minutes or less to obtain quotes. (Some people fill in details that are not really correct about themselves. That isn't smart as the quotes you'll get this way won't be of any use to you). You'll simply choose the best home quote for you from the list of quotes returned. That's all there is to it. Nevertheless you could make savings hundreds of dollars.

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Here are great pages for home quotes...Home QuotesInsureMe Home QuotesChimezirim Odimba writes on insurance.


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