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MasterCard eyes $50 bn inward remittance market
Mastercard is scouting for new opportunities in India. The payments company is eyeing the $50-billion inward remittance market and is also registering its presence in mobile banking. http://economictimes.indiatimes.com/MasterCard-eyes-50-bn-inward-remittance-market/articleshow/5201705.cmshttp://economictimes.indiatimes.com/MasterCard-eyes-50-bn-inward-remittance-market/articleshow/5201705.cmsThu, 05 Nov 2009 23:10:04 GMTMasterCard eyes $50 bn inward remittance marketMasterCard eyes $50 bn inward remittance marketAxis cuts first-year home loan rate to 8%
In a bid to grab market share, Axis Bank has dropped its home loan rates to 8% for the first year. http://economictimes.indiatimes.com/Axis-cuts-first-year-home-loan-rate-to-8/articleshow/5201556.cmshttp://economictimes.indiatimes.com/Axis-cuts-first-year-home-loan-rate-to-8/articleshow/5201556.cmsThu, 05 Nov 2009 20:12:13 GMTAxis cuts first-year home loan rate to 8%Axis cuts first-year home loan rate to 8%Burden of bad loans gets lighter
The incremental non-performing assets (NPAs) or bad loans of the top 10 banks have come down in the first half of this fiscal compared to the year-ago period. http://economictimes.indiatimes.com/Burden-of-bad-loans-gets-lighter/articleshow/5201533.cmshttp://economictimes.indiatimes.com/Burden-of-bad-loans-gets-lighter/articleshow/5201533.cmsThu, 05 Nov 2009 20:01:32 GMTBurden of bad loans gets lighterBurden of bad loans gets lighterTVS Shriram fund buys 25% stake in Landmark
Chennai-based PE fund TVS Shriram Growth Fund will buy around 25% stake in book and music retail chain Landmark, a closely-held subsidiary of Tata's Trent, for Rs 65 crore. http://economictimes.indiatimes.com/TVS-Shriram-fund-buys-25-stake-in-Landmark/articleshow/5198194.cmshttp://economictimes.indiatimes.com/TVS-Shriram-fund-buys-25-stake-in-Landmark/articleshow/5198194.cmsWed, 04 Nov 2009 22:47:48 GMTTVS Shriram fund buys 25% stake in LandmarkTVS Shriram fund buys 25% stake in LandmarkIL&FS scouts for overseas acquisitions
IL&FS is on the look out for overseas acquisitions after receiving UK regulatory approval to start commercial operations through IL&FS Global Financial Services. http://economictimes.indiatimes.com/ILFS-scouts-for-overseas-acquisitions/articleshow/5198165.cmshttp://economictimes.indiatimes.com/ILFS-scouts-for-overseas-acquisitions/articleshow/5198165.cmsWed, 04 Nov 2009 22:30:28 GMTIL&FS scouts for overseas acquisitionsIL&FS scouts for overseas acquisitionsGovt likely to convert Rs 523-cr debentures in IFCI
The government is exploring the possibility of converting its zero-coupon optionally convertible debentures worth Rs 523 crore in IFCI. http://economictimes.indiatimes.com/Govt-likely-to-convert-Rs-523-cr-debentures-in-IFCI/articleshow/5194508.cmshttp://economictimes.indiatimes.com/Govt-likely-to-convert-Rs-523-cr-debentures-in-IFCI/articleshow/5194508.cmsTue, 03 Nov 2009 20:15:35 GMTGovt likely to convert Rs 523-cr debentures in IFCIGovt likely to convert Rs 523-cr debentures in IFCINABARD unveils financial assitance scheme for JLGs
In yet another bid to channel institutional credit to the country?s vulnerable sections -- Nabard has just unveiled a financial assistance scheme for formation of joint liability groups (JLGs) with these farmers.http://economictimes.indiatimes.com/NABARD-unveils-financial-assitance-scheme-for-JLGs/articleshow/5193656.cmshttp://economictimes.indiatimes.com/NABARD-unveils-financial-assitance-scheme-for-JLGs/articleshow/5193656.cmsTue, 03 Nov 2009 16:23:45 GMTNABARD unveils financial assitance scheme for JLGsNABARD unveils financial assitance scheme for JLGsSBI all set to foray into wealth management business
To cash in on its huge branch network and client base, State Bank of India is all set to start wealth management business and financial planning services. http://economictimes.indiatimes.com/SBI-all-set-to-foray-into-wealth-management-business/articleshow/5193374.cmshttp://economictimes.indiatimes.com/SBI-all-set-to-foray-into-wealth-management-business/articleshow/5193374.cmsTue, 03 Nov 2009 14:59:01 GMTSBI all set to foray into wealth management businessSBI all set to foray into wealth management businessChit funds popular among self-employed and salaried class: IFMR Study
Chit funds, the age old form of finance, are said to be popular among the low income groups, self employed and salaried class. http://economictimes.indiatimes.com/Chit-funds-popular-among-self-employed-and-salaried-class-IFMR-Study/articleshow/5189866.cmshttp://economictimes.indiatimes.com/Chit-funds-popular-among-self-employed-and-salaried-class-IFMR-Study/articleshow/5189866.cmsMon, 02 Nov 2009 13:38:32 GMTChit funds popular among self-employed and salaried class: IFMR StudyChit funds popular among self-employed and salaried class: IFMR StudyCentrum to leverage Future group network
Foreign exchange and financial services provider Centrum group has drawn up plans to extend its presence across the country, leveraging the network of the Future Group chain. http://economictimes.indiatimes.com/Centrum-to-leverage-Future-group-network/articleshow/5189607.cmshttp://economictimes.indiatimes.com/Centrum-to-leverage-Future-group-network/articleshow/5189607.cmsMon, 02 Nov 2009 11:52:26 GMTCentrum to leverage Future group networkCentrum to leverage Future group network


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Call Centers And Agents… What You Should Know When Shopping For Health Insurance
By Dennis Alexander
When you are shopping online for insurance, health or any other type of insurance, inquire with the caller to see if he or she is a licensed agent. If they are not a licensed agent (or have to get their ‘manager' on the phone), hang up. If you are suspicious, ask for their license number and their resident state, look them up on the department of website in that state. You can easily find department of website of your state and they will usually have a link on the main page to look up license number. There you will be able to see witch companies license agent or agency representing and see if there are any complaints that are filed.

If you are suspicious of the company (carrier), call the department of in that state; ask for the carrier's rating and number of complaints that have been filed with the state. Remember, if you have submitted your information online, you will get several phone calls. Make these people earn your trust, remember, you are paying good money to protect you against a catastrophic health event that could ruin you, financially. The old adage holds true; “If its sounds too good to be true, it probably is.”

After you have verified the agent, here are some questions you can ask about the coverage.
1. What is the name of the company (carrier) and what is their rating with AM Best?
2. Does the agent offer multiple carriers (companies)?
3. What type of plan is it? (you want clarification) Major Medical, Hospital Surgical, HSA (Health Savings Account).
4. Does this plan come with a rate guarantee?
5. What is my maximum out of pocket?
6. Ask the agent their direct phone line, so you can call them back. Then, call them back a day or two later to find out what the status is on your application.
7. Have the agent email you a brochure.
8.

***Read the fine print***

After you received your policy, you have a 10 Day free look (the law in most states). Make sure the plan covers exactly what the agent explained.

As for buying from Call Centers also knows as large agencies. In most cases you will be talking to employee of the agency. Working with some one who works for large agency as employee does not mean that that person is going to be there for you in case you might need assistance with billing issues or claims in the future. If you are working with licensed agent you will have a direct contact that will assist you with any issues that might arise. Due to technology the agent does not have to reside in the state you live to provide you with great service and be there for you in the future. I would rather speak with an agent on the phone over having a stranger show up at my home. When it comes down to it, it does not matter where the agent is located. The most important factor is quality of coverage, a competitive price and a good customer experience. Don't be afraid to ask questions. Trust but verify.

And remember, is to protect you from a catastrophic event that could ruin you financially.

Article Source: Article Beam - a service of A1 Web Server Web Hosting

Dennis Alexander - leading consultant for employer group and individual/family health insurance. For any additional information and assistance with all of your health needs visit our websites Aetna health insurance and Health insurance, auto insurance, home insurance


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Piracy a Mounting Threat to Global Cruises; Passengers Need Appropriate Travel Insurance, Squaremouth Warns
Mounting concern over piracy’s threat to global cruises should be a wake-up call to all cruise travelers. World cruise passengers are encouraged to seek travel insurance capable of covering losses due to a canceled or diverted itinerary or even a hijacking attempt if they sail on risky African routes, according to Squaremouth.com, America’s fastest growing comparison website for travel insurance. (PRWeb Nov 5, 2009)

Read the full story at http://www.prweb.com/releases/travel-insurance/piracy/prweb3162004.htm

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Local Medicare Advantage Plan Gets Five-Star Ratings from Medicare
KelseyCare Advantage Shines on Medicare CAHPS Survey (PRWeb Nov 5, 2009)

Read the full story at http://www.prweb.com/releases/2009/11/prweb3163344.htm

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Audatex North America, Inc., and APU Solutions Sign Multi-Year Strategic Agreement
Audatex North America, Inc., a leading provider of software for the automotive claims (www.apusolutions.com) processing industry, today announced a strategic partnership with APU Solutions, Inc., including a full product integration and distribution agreement. (PRWeb Nov 5, 2009)

Read the full story at http://www.prweb.com/releases/automotive_claims/11/prweb3164064.htm

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Exceptional Risk Advisors New Whitepaper Offers Critical Insight Into Unprepared Business Owners, Spurs Development of High Limit Disability Buy/Sell Insurance Product
Exceptional Risk Advisors, in conjunction with Inc. Business Owners Council, announced today the availability of a provocative whitepaper entitled “Unprepared for the Unthinkable”, a study on the financial preparedness of business owners in the event of a death or disability of a business partner. As a result of this research, high limit disability buy/sell insurance was developed with limits up to $100,000,000 per insured to fill a market void created by highly successful business owners' inability to obtain adequate disability buy/sell insurance to fund large buy/sell agreements. (PRWeb Nov 5, 2009)

Read the full story at http://www.prweb.com/releases/disability/buysellinsurance/prweb3162954.htm

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American Physicians Assurance Corporation to Upgrade to Millbrook’s New Business Intelligence Platform
Satisfied customer of 9 years upgrades to Millbrook's new business intelligence solution. (PRWeb Nov 5, 2009)

Read the full story at http://www.prweb.com/releases/2009/11/prweb3157154.htm

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Sunderland, Massachusetts' Dale A. Frank Financial Group Announces an Easier Way to Shop for MA Online Insurance & Financial Service
Dale A. Frank Financial Group, an independent insurance agency located in Sunderland, MA, is proud to announce the launch of their new website and digital marketing campaign. (PRWeb Nov 5, 2009)

Read the full story at http://www.prweb.com/releases/2009/11/prweb3157404.htm

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CashEdge Launches Self-Service Financial Account Aggregation Solution for Advisors
AllData® Advisor Now Available to all Financial Advisors via Online Self-Service Subscription (PRWeb Nov 5, 2009)

Read the full story at http://www.prweb.com/releases/2009/11/prweb3163734.htm

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During Veterans Day Week, State Farm® to Help America Say Thank You to Members of the Military and their Families
During the week of Veteran's Day (Nov. 8-14), as a way of helping the country say "thanks for being there" to our nation's service men and women, State Farm will donate $1 to Fisher House Foundation for each "thank you" sent via its Thanks For Being There Web site. Fisher House Foundation, a military families support organization, will receive a donation of up to $50,000 from State Farm. (PRWeb Nov 4, 2009)

Read the full story at http://www.prweb.com/releases/StateFarm/MilitarySupport/prweb3135224.htm

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TimingCube Ranked a Top Investment Newsletter by the Hulbert Financial Digest
The Hulbert Financial Digest ranked TimingCube number 2 among 180 investment newsletters for the 12-month period ending on August 31, 2009. TimingCube was also the subject of two positive reviews by MarketWatch.com. (PRWeb Nov 4, 2009)

Read the full story at http://www.prweb.com/releases/2009/11/prweb3153704.htm

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Peloton Global Distribution Services Announces New Member, Continuum Worldwide, a Risk Management Solutions Provider, as an Integral Part of Premiere Consortium
Continuum Worldwide Joins Peloton Global Distribution Services to align with the top performers of best-of-class within their organization to bring quality services to the Insurance Industry. (PRWeb Nov 4, 2009)

Read the full story at http://www.prweb.com/releases/Peloton_Global/Distribution_Services/prweb3156224.htm

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SleepApneaUSA.net Announced An Alternative Sleep Apnea Solution For Commercial Pilots After NTSB Recommended Mandatory Sleep Apnea Certification For Testing And 'Successful Treatment'
Although The NTSB Is Absolutely Correct On Mandatory Sleep Apnea Testing And "Successful Treatment", It Is Practically Impossible To Implement These Mandatory Certifications Without More Practical Solutions Because More Than 60% Of Sleep Apnea Patients Can Not Tolerate The Gold Standard Sleep Apnea CPAP Therapy. More Than 50% Of Commercial Pilots And Drivers May Forever Lose Their Pilot's Or Driver's Licenses Unless They Are Provided With More Practical Solutions Beside Surgeries And A Lifelong CPAP Face Mask. (PRWeb Nov 4, 2009)

Read the full story at http://www.prweb.com/releases/2009/11/prweb3158094.htm

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