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Protection against loss. The insured sacrifices a small certain loss (the premium) for protection against a large uncertain loss (eg an accident fire or death). The insurance company assumes the risk by employing the law of large numbers and the principle of risk spreading.

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Query corner
Our PF expert helps you traverse the uncertainties in the Financial world. Email YOur QUERIES to etquery@indiatimes.com.http://economictimes.indiatimes.com/Query-corner/articleshow/5282783.cmshttp://economictimes.indiatimes.com/Query-corner/articleshow/5282783.cmsSun, 29 Nov 2009 21:06:01 GMTQuery cornerQuery cornerClaims wipe out a third of terror pool
Insurance firms handing out cheques for the last one year have discovered the grim truth that the 26/11 attack has wiped out almost a third of the money that was pooled in to meet terror claims. http://economictimes.indiatimes.com/Claims-wipe-out-a-third-of-terror-pool/articleshow/5269513.cmshttp://economictimes.indiatimes.com/Claims-wipe-out-a-third-of-terror-pool/articleshow/5269513.cmsWed, 25 Nov 2009 18:53:30 GMTClaims wipe out a third of terror poolClaims wipe out a third of terror poolTata AIG Life launches child ULIP
Private insurer Tata AIG Life on Wednesday launched a unit-linked life insurance plan (ULIP) for children's education, InvestAssure Superstar. http://economictimes.indiatimes.com/Tata-AIG-Life-launches-child-ULIP/articleshow/5268973.cmshttp://economictimes.indiatimes.com/Tata-AIG-Life-launches-child-ULIP/articleshow/5268973.cmsWed, 25 Nov 2009 15:26:34 GMTTata AIG Life launches child ULIPTata AIG Life launches child ULIPApollo DKV to scale up biz, network, launches new health insurance plan
Apollo DKV has launched a new health insurance scheme and drawn up plans to scale up its business and the network of offices in the next couple of years to garner a good share of the growing market for health insurance. http://economictimes.indiatimes.com/Apollo-DKV-to-scale-up-biz-network-launches-new-health-insurance-plan/articleshow/5268654.cmshttp://economictimes.indiatimes.com/Apollo-DKV-to-scale-up-biz-network-launches-new-health-insurance-plan/articleshow/5268654.cmsWed, 25 Nov 2009 13:30:22 GMTApollo DKV to scale up biz, network, launches new health insurance planApollo DKV to scale up biz, network, launches new health insurance planHDFC Standard Life eyeing 10-15% growth
HDFC Standard Life, which is gearing up for an IPO, has seen over 40% of its business come through various Bancassurance schemes. http://economictimes.indiatimes.com/HDFC-Standard-Life-eyeing-10-15-growth/articleshow/5261556.cmshttp://economictimes.indiatimes.com/HDFC-Standard-Life-eyeing-10-15-growth/articleshow/5261556.cmsMon, 23 Nov 2009 13:38:53 GMTHDFC Standard Life eyeing 10-15% growthHDFC Standard Life eyeing 10-15% growthLIC restructuring Ulip costs to protect agent commissions
Life Insurance Corporation of India is looking to increase the minimum premium payable and minimum lock-in order to adhere to the expenses cap norms brought in by Insurance Regulatory Development Authority. http://economictimes.indiatimes.com/LIC-restructuring-Ulip-costs-to-protect-agent-commissions/articleshow/5260721.cmshttp://economictimes.indiatimes.com/LIC-restructuring-Ulip-costs-to-protect-agent-commissions/articleshow/5260721.cmsMon, 23 Nov 2009 09:41:01 GMTLIC restructuring Ulip costs to protect agent commissionsLIC restructuring Ulip costs to protect agent commissionsIRDA may cap CEO salary at Rs 1.5 crore
Insurance regulator IRDA is mulling to put a cap of Rs 1.5 crore on the annual salary of chief executive, which could be paid from the policyholders? fund. http://economictimes.indiatimes.com/IRDA-may-cap-CEO-salary-at-Rs-15-crore/articleshow/5259341.cmshttp://economictimes.indiatimes.com/IRDA-may-cap-CEO-salary-at-Rs-15-crore/articleshow/5259341.cmsMon, 23 Nov 2009 02:07:57 GMTIRDA may cap CEO salary at Rs 1.5 croreIRDA may cap CEO salary at Rs 1.5 crore


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Make Car Insurance Easy With Online Quotes
By David H Urmann
Find more about the online car quotes. This article deals with the various aspects involved with the online car quotes and how to find a discounted one.

The easiest and the surest way to save money is to get the free online car quotes. What can be more advantageous than to sip the hot espresso and find the most beneficial car quote online and within minutes crack a best deal for yourself. Welcome to the world of online car quotes.

It is never easy to find a right quote for your car. Infact it can prove to be a real pain in the neck when you actually search for one. For choosing a right car quote you have to gather complete information on the company and the procedures and then you contact the companies’ agent to get your quote.

Actually the work just starts from here. You need to prepare all the necessary documents by yourself which is time consuming and if you are looking for quotes from more than one company then you have to devote more time to the actual process. That means depending on what schedule you follow your car can take weeks to realize.

That is where online car quotes come to your rescue. It’s the easiest way for the job. With the online car quotes you can get multiple quotes at once so that you can decide on the most beneficial.

What you need to do is to keep the complete information ready with you, gather all the information you will need to get the free quote. Information like driver’s license, vehicle registration no., vehicle model and make and discountable features in your vehicle like Anti-theft Devices, Airbags, Anti-Lock Brakes, Automatic Seat Belts,

Paul Della Valle to Head LeTip International's Growing NJ/NY Region
Della Valle takes over the reins for semi-retired Executive Director, Sy Schaefer. (PRWeb Dec 1, 2009)

Read the full story at http://www.prweb.com/releases/2009/Referrals/prweb3279084.htm

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J.G. Wentworth Affiliates Pay Off $137 Million of Annuity-Backed Notes
Demonstrates Integrity & Stability of Underlying Assets (PRWeb Dec 1, 2009)

Read the full story at http://www.prweb.com/releases/2009/12/prweb3285534.htm

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The Driscoll Agency, Inc. Launches Interactive Website for Customers
The Driscoll Agency, Inc announces the launch of a new agency website at www.driscollagency.com. With interactive features such as onsite glossaries, maps, driving directions, and multiple forms of contact, The Driscoll Agency, Inc's newest website is designed with customers in mind. (PRWeb Dec 1, 2009)

Read the full story at http://www.prweb.com/releases/2009/12/prweb3259674.htm

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Important Travel Safety Tips From Travelers Trust
Leading travel insurance company says that safety is one of the most important elements of successful and enjoyable international travel. (PRWeb Dec 1, 2009)

Read the full story at http://www.prweb.com/releases/medical/insurance/prweb3233564.htm

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University of Houston-Downtown Appoints Bob Dean as Vice Chair of Insurance & Risk Management Program Advisory Board
CEO brings more than 30 years of experience to new university program (PRWeb Dec 1, 2009)

Read the full story at http://www.prweb.com/releases/deandraper/vicechair/prweb3256274.htm

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Women on the Fast Track Offers Women Nationwide New Opportunity to Start Their Own Chapters
As Unique Women’s Networking Group Continues its National Expansion, Women Given the Chance to Get Their Cities on the Fast Track, Too (PRWeb Dec 1, 2009)

Read the full story at http://www.prweb.com/releases/2009/12/prweb3257514.htm

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Parature CFO Named Finalist in the Washington Business Journal 3rd Annual CFO of the Year
Robert Aldrich Honored for Outstanding Performance as a Financial Professional (PRWeb Dec 1, 2009)

Read the full story at http://www.prweb.com/releases/2009/12/prweb3276134.htm

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Parature Announces Free White Paper and Webinar on Building a Customer Focused Culture
Topic Explores How Building a Corporate Culture – or Cult – Focused on the Customer Leads to Amazing Experiences. (PRWeb Dec 1, 2009)

Read the full story at http://www.prweb.com/releases/2009/12/prweb3278524.htm

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Latest HRmarketer.com Article Covers Best Practices in News Release Distribution
“Making Sense of Your Press Release Distribution Options” helps business communicators understand tactics and develop news marketing campaigns. (PRWeb Dec 1, 2009)

Read the full story at http://www.prweb.com/releases/2009/12/prweb3280774.htm

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NBCH eValue8™ Report Reveals Health Plans’ Ability to Align Employee Incentives to Improve Health
As health care costs rise and workforces shrink, purchasers are looking for innovative ways to curb increases while keeping employees healthy. (PRWeb Dec 1, 2009)

Read the full story at http://www.prweb.com/releases/2009/12/prweb3280864.htm

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Window Etching, Multiple Car Discount, Multiple Policy Discount etc.

Once you are ready with the information it is time to check out the free online car quotes.

There are many companies which can offer you a free online quote. It is the most hassle free experience of getting the quotes where you can actually compare the quotes offered by various companies and tat too within minutes. You can also make yourself familiar with the different lingo’s and can go through the FAQ’s of the site.

Till the time you get your quote you are well aware fo the discounts which you can get and end up with a really competitive quote. There are many online services wherein you can not only get the quote but your policy is completed online and delivered to you at your doorsteps.

There are many websites which offer free online car quotes and the best part is you can get the free online quotes from various companies at once. No need to contact them individually.

These sites may help you to find the most discounted quote and that too free. Some recommended websites offering the services are carinsurance.com, geico.com, lucentnetcare.com, insureme.com, insurance.com, etc.

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Don’t get in a pinch if you are in a car accident! Find www.carinsurance-quotes.biz”>car deals, information, quotes and more from our site.


We strive to provide only quality articles, so if there is a specific topic related to insurance that you would like us to cover, please contact us at any time.

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Slip-and-Fall Accidents Could Be a Thing of The Past!
How property owners, insurers and the legal industry will address slip-and-fall accidents is certain to change with the recent introduction of the ANSI B101.1 walkway safety standard. (PRWeb Dec 2, 2009)

Read the full story at http://www.prweb.com/releases/2009/12/prweb3258564.htm

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Predictive Analytics World Announces February, San Francisco Conference Lineup
Predictive Analytics World is the business-focused event for predictive analytics professionals, managers and commercial practitioners, and its February 16-17, San Francisco, program bolsters that claim—covering hot topics and advanced methods such as social data, uplift modeling (net lift), text mining, massively parallel analytics, in-cloud deployment, and innovative applications that benefit organizations in new and creative ways. (PRWeb Dec 2, 2009)

Read the full story at http://www.prweb.com/releases/2009/12/prweb3275234.htm

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Clements International Announces London Office Opening in 2010
Washington, D.C.-based Clements International will open an office in London in 2010 to better serve and communicate with its European clientele, in addition to expanding its broker network. (PRWeb Dec 2, 2009)

Read the full story at http://www.prweb.com/releases/2009/12/prweb3283844.htm

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eCube Delivers Linux on System z Support for NXTera High Performance Middleware
eCube Systems Achieves IBM Ready for LINUX designation and enhances ability to extend heritage applications to the mainframe and contemporary systems running Linux. (PRWeb Dec 2, 2009)

Read the full story at http://www.prweb.com/releases/entera-nxtera-linux/ibm-ready-system-z/prweb3270274.htm

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Fast Switch Announces Innovative and Unique Community Outreach Initiative for Next Decade: “10:10:10K”
Fast Switch, Ltd. announces a unique and powerful community outreach program designed to generate 10,000 high tech, high paying, clean, green jobs in the markets it serves over the next decade. (PRWeb Dec 2, 2009)

Read the full story at http://www.prweb.com/releases/10_10_10K_Plan/Fast_Switch_IT_Consulting/prweb3255294.htm

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Announcing the Public Release of the True North Authentic Leadership 360 Assessment
The authors of the on the New York Times best selling book, "Finding Your True North" announce the public release of the True North Authentic Leadership 360 Assessment. After a year of development by the Authentic Leadership Institute and testing at the Harvard Business School MBA program, this 360 assessment includes feedback from a leader, her manager, peers, direct reports and others to help identify the leader's authenticity and effectiveness. (PRWeb Dec 2, 2009)

Read the full story at http://www.prweb.com/releases/2009/12/prweb3277494.htm

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Bluesun and Winsoft Combine to Form Premier Wealth Management Software Supplier
BlueSun Inc and Winsoft Software Inc today announced that they have completed a merger in which BlueSun purchased the majority of Winsoft's assets, including the WealthServ suite of software products. The merger brings together Winsofts expertise in financial service back-office systems with BlueSuns front-office CRM systems and delivery capability. (PRWeb Dec 2, 2009)

Read the full story at http://www.prweb.com/releases/2009/12/prweb3280194.htm

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Stuckey & Company Offers Free White Paper on High-Value Home Coverage
Stuckey & Company, a specialty insurance provider that works with over 10,000 licensed agents nationwide, has published a white paper on High-Value Home Coverage to educate insurance agents and their affluent customers about the need for specialized insurance for homes over $1 million in value. (PRWeb Dec 2, 2009)

Read the full story at http://www.prweb.com/releases/2009/12/prweb3281174.htm

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NetroMedia Announces Streaming Agreement with IBAA
NetroMedia, leading global Streaming Provider and Content Delivery Network, is pleased to announce today that the company has been chosen to power IBAA's upcoming educational video portal. (PRWeb Dec 2, 2009)

Read the full story at http://www.prweb.com/releases/NetroMedia-IBAA/Streaming/prweb3285064.htm

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BoxTone Software Rockets Past 500,000 Mobile Devices Supported in the Enterprise
BoxTone(R), the expert in mobile user management, today announced it has crossed an important threshold, as now more than 500,000 enterprise-connected smartphone users running on the BlackBerry platform, and the ActiveSync platform led by the Apple iPhone, Palm Pre, Windows Mobile and Google Android, are managed, monitored and supported by the BoxTone software suite. (PRWeb Dec 2, 2009)

Read the full story at http://www.prweb.com/releases/2009/12/prweb3288254.htm

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