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A contract in which one party agrees to compensate another party for any losses or damages caused by risks identified in the contract in exchange for the payment of a lump sum or periodic amounts of money to the first party.

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LV Launch New Website for Advisors
LV= has announced the launch of a new website specifically for advisors. (PRWeb Dec 5, 2009)

Read the full story at http://www.prweb.com/releases/2009/12/prweb3293854.htm

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Legislative Risks and 2010 Industry Trends to be the Focus of Two High-Impact Webinars From The American College
In an effort to help professionals better understand the impact of proposed legislation and the important trends affecting their practices, The American College, the nation’s premiere financial services educator, is offering two high-impact webinars filled with the essential information professionals need to successfully manage change. On December 10, The College will host the webinar "2009 Year in Perspective" at 10:30 a.m. ET. The following day, The American College will feature a second webinar - "Breaking News…Legislation from Washington on Financial Services" at 1:30 p.m. ET. (PRWeb Dec 4, 2009)

Read the full story at http://www.prweb.com/releases/2009/12/prweb3296284.htm

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Travel Insured Coverage Helps Resolve Dilemma of Passengers With Flu Either Paying Steep Re-ticketing Fees or Flying Sick
Recent cases of sick airline passengers facing the choice of paying steep re-ticketing penalties or flying sick to avoid them have raised debate over how airlines are addressing H1N1 flu contagion. Travel insurance such as a Worldwide Trip Protector can cover penalties and save sick passengers an unpleasant choice. (PRWeb Dec 4, 2009)

Read the full story at http://www.prweb.com/releases/2009/12/prweb3289884.htm

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A Major EU Finance Company Selects Silanis E-Signatures to Enable Straight-Through Processing of Consumer Retail Loans
Silanis Technology, the leader in electronic signature process management, today announced that its ApproveIt Web Server solution has been selected by a major finance company specializing in retail partnerships and banking in the European Union. Silanis’ solution will enable the finance company to provide its vast network of retail partners with straight-through processing of consumer retail loans by allowing applications to be reviewed, signed and returned electronically. (PRWeb Dec 4, 2009)

Read the full story at http://www.prweb.com/releases/2009/12/prweb3291304.htm

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Pearl Insurance Wins Five Top Awards at PIMA’s MarkeTTech Marketing Methods competition
Pearl Insurance of Peoria Heights, IL—insurance brokers, marketers, administrators, and part of the Pearl Companies—took home Gold for the third year in a row at the Professional Insurance Marketing Association (PIMA) MarkeTTech Marketing Methods competition, which recognizes excellence in marketing. In addition to three Gold Awards for the categories of Lead Generation Campaign, Mail Solicitation for Underwritten Product, and Conservation/Retention Campaign, Pearl also earned two Silver Awards for the Conservation/Retention Campaign and Multiple Effort Marketing Campaign categories. Pearl earned top recognition for each of their five entries, while competing against some of the biggest names in the insurance marketing industry. (PRWeb Dec 4, 2009)

Read the full story at http://www.prweb.com/releases/2009/12/prweb3293884.htm

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Parature CFO Named Washington Business Journal CFO of the Year
Robert Aldrich Recognized for Outstanding Performance as a Financial Professional in the Business Services Category (PRWeb Dec 4, 2009)

Read the full story at http://www.prweb.com/releases/2009/12/prweb3295984.htm

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CoreDocuments.com Shows Employers How to Setup or Amend a Section 125 Premium Only Plan for Only $89
Many employers don't take Section 125 pre-tax deductions for employee health, dental, vision, and other ancillary benefit insurance premium because they think it is too expensive or too much trouble. Nothing could be further from the truth. CoreDocuments.com, www.CoreDocuments.com, shows businesses how to start saving substantial payroll tax dollars for as little as $89 + S&H for a limited time. (PRWeb Dec 3, 2009)

Read the full story at http://www.prweb.com/releases/Section125/Documents/prweb3283774.htm

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eMergent Benefit Solutions to Launch eLECT, State-of-the-art Benefits Administration Solution -- Webinar Features Industry Icon, John Nail
Camden, NJ, December 3, 2009—eMergent Benefit Solutions today announced its launch event for eLECT, a state-of-the-art Benefits Administration Solution, to take place on January 13th, and featuring industry leader, John Nail. The webinar will take place from 10AM-11AM and cover the state of the union in technology solutions for benefits administration, as well as the latest thinking about the "New Norm" in the industry. Over 2000 Third Party Administrators, Brokers and HR consulting firms are invited to attend. (PRWeb Dec 3, 2009)

Read the full story at http://www.prweb.com/releases/2009/12/prweb3292914.htm

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Clements International Announces London Office Opening in 2010
Washington, D.C.-based Clements International will open an office in London in 2010 to better serve and communicate with its European clientele, in addition to expanding its broker network. (PRWeb Dec 2, 2009)

Read the full story at http://www.prweb.com/releases/2009/12/prweb3283844.htm

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Bluesun and Winsoft Combine to Form Premier Wealth Management Software Supplier
BlueSun Inc and Winsoft Software Inc today announced that they have completed a merger in which BlueSun purchased the majority of Winsoft's assets, including the WealthServ suite of software products. The merger brings together Winsofts expertise in financial service back-office systems with BlueSuns front-office CRM systems and delivery capability. (PRWeb Dec 2, 2009)

Read the full story at http://www.prweb.com/releases/2009/12/prweb3280194.htm

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Nethosting Jumpstarts Twitter Initiative (@nethosting)
Nethosting.com foresees a great deal of tweets in its near future as it increases its efforts to boost its social media outreach. (PRWeb Dec 2, 2009)

Read the full story at http://www.prweb.com/releases/nethosting/twitter/prweb3280744.htm

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Stuckey & Company Offers Free White Paper on High-Value Home Coverage
Stuckey & Company, a specialty insurance provider that works with over 10,000 licensed agents nationwide, has published a white paper on High-Value Home Coverage to educate insurance agents and their affluent customers about the need for specialized insurance for homes over $1 million in value. (PRWeb Dec 2, 2009)

Read the full story at http://www.prweb.com/releases/2009/12/prweb3281174.htm

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Workplace Violence Costs U.S. Businesses $70 Billion Per Year
More than 70 percent of U.S. businesses have no policy in place to address workplace violence. (PRWeb Dec 2, 2009)

Read the full story at http://www.prweb.com/releases/2009/12/prweb3286584.htm

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Below, you'll find extensive information on leading free bi personals articles and products to help you on your way to success.

An Easy Way To Find Health Insurance

Are you curious to know about the advantages of having health insurance? Do you want to find out how you can apply for this? As you may know, the costs of medical procedures and medications are far from cheap in modern days. Even though a lot of people get sick, not every one of them is able to afford the treatments and medicines that will help them survive. Also, if you became a victim in an accident or disaster, how will you able to find medical help for yourself if you are unprepared financially?

That is why health is vital to possess. Because times are uncertain, and because you will never know when you will be needing medical treatment or medicines, you should be prepared beforehand. Investing an amount per year paying for health will save you hundreds to thousands of dollars in the long run. If you are interested in buying health insurance, here are some helpful tips for you.

First, try to look at as many websites as you can (you can use Google to search for them) and view the companies that are offering health insurance. If you need for yourself, you may apply for an individual health plan. If you are in groups, such as a family, it may be recommended that you buy a group health plan. Either way, you will be undergoing an assessment by your company before they can determine a rate that you will be paying per year.

Some companies will obviously need to get a medical exam result for you. This helps them know if you have any pre-existing health conditions, or if your family has a history of illness. A lot of times, people who choose to purchase when they are ill are not approved by companies immediately. For some companies, they charge higher rates for people who have pre-existing conditions, because they will be likely to need hospitalization in the near future.

You may send an email to these company websites, or call their hotline to speak to a customer

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Mid-Atlantic Region's CareFirst BlueCross BlueShield Finds Success in Small/Mid-Size and Self-Insured Markets

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service representative, or an agent from that company. Health coverage can vary, and you will need a consultation with your provider to determine which plans are best for you and your family. Remember, prevention is better than cure, so the earlier you get insured, the better.

Even easier, by using a service such as InsuranceDesk.com, you can have the agents from several companies contact you to provide you with the information you will need to make your decision. Whenever you are faced with an important choice such as which health you should have for your family, you must become an informed consumer and carefully weight each of the options before you, and then make your decision based upon the best information available to you. But, you do not need to gather that information yourself. Let the agents do it for you, after all that’s what they’re getting paid to do.

Article Directory: http://www.articlecube.com

To find out more about insurance, see Insurance Desk, including family health insurance and all other types of insurance. GoldBamboo is a leading provider of alternative medicine information and community online.

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LIC seeks higher interest on NHPC loan
The country?s largest insurer, LIC, has sought to raise interest rate on its loan to public sector hydel power generator NHPC. http://economictimes.indiatimes.com/LIC-seeks-higher-interest-on-NHPC-loan/articleshow/5298173.cmshttp://economictimes.indiatimes.com/LIC-seeks-higher-interest-on-NHPC-loan/articleshow/5298173.cmsThu, 03 Dec 2009 20:19:34 GMTLIC seeks higher interest on NHPC loanLIC seeks higher interest on NHPC loanIDBI Bank, Toyota ink MoU for auto finance
IDBI Bank and Toyota Kirloskar Motor Pvt Ltd (TKM) today signed a memorandum of understanding (MoU) for providing auto finance to the latter's prospective customers. http://economictimes.indiatimes.com/IDBI-Bank-Toyota-ink-MoU-for-auto-finance/articleshow/5292990.cmshttp://economictimes.indiatimes.com/IDBI-Bank-Toyota-ink-MoU-for-auto-finance/articleshow/5292990.cmsWed, 02 Dec 2009 14:16:09 GMTIDBI Bank, Toyota ink MoU for auto financeIDBI Bank, Toyota ink MoU for auto financeEPFO may buy long-term govt bonds from secondary markets
The retirement fund manager EPFO will soon be allowed to purchase long-term government bonds with maturity of 10 years or more from the secondary market. http://economictimes.indiatimes.com/EPFO-may-buy-long-term-govt-bonds-from-secondary-markets/articleshow/5292427.cmshttp://economictimes.indiatimes.com/EPFO-may-buy-long-term-govt-bonds-from-secondary-markets/articleshow/5292427.cmsWed, 02 Dec 2009 11:14:44 GMTEPFO may buy long-term govt bonds from secondary marketsEPFO may buy long-term govt bonds from secondary marketsWockhardt wins ICICI backing for liquidation fight with DBS
Pharmaceutical company Wockhardt, which is fighting a legal battle with a clutch of foreign banks, which want the troubled drug-maker to be liquidated, on Friday received support from ICICI, India?s largest private sector bank. http://economictimes.indiatimes.com/Wockhardt-wins-ICICI-backing-for-liquidation-fight-with-DBS/articleshow/5277174.cmshttp://economictimes.indiatimes.com/Wockhardt-wins-ICICI-backing-for-liquidation-fight-with-DBS/articleshow/5277174.cmsFri, 27 Nov 2009 19:48:36 GMTWockhardt wins ICICI backing for liquidation fight with DBSWockhardt wins ICICI backing for liquidation fight with DBSFranklin Templeton to launch new income fund
Franklin Templeton Investments (India) is launching a new open-ended income fund that seeks to provide high return and stability of capital. http://economictimes.indiatimes.com/Franklin-Templeton-to-launch-new-income-fund/articleshow/5275766.cmshttp://economictimes.indiatimes.com/Franklin-Templeton-to-launch-new-income-fund/articleshow/5275766.cmsFri, 27 Nov 2009 11:58:31 GMTFranklin Templeton to launch new income fundFranklin Templeton to launch new income fundRBI to ask banks about their exposure in Dubai World
The Reserve Bank of India (RBI) will ask Indian banks to furnish details regarding their exposure in the Dubai World, said RBI deputy governor Shyamala Gopinath in Ahmedabad. http://economictimes.indiatimes.com/RBI-to-ask-banks-about-their-exposure-in-Dubai-World/articleshow/5275673.cmshttp://economictimes.indiatimes.com/RBI-to-ask-banks-about-their-exposure-in-Dubai-World/articleshow/5275673.cmsFri, 27 Nov 2009 11:35:05 GMTRBI to ask banks about their exposure in Dubai WorldRBI to ask banks about their exposure in Dubai WorldEPFO asks ICICI Pru, SBI to improve returns
Unhappy with the performance of ICICI Pru AMC and State Bank of India--two of its two fund managers--during the first half of this fiscal, the EPFO has asked them to submit an action plan on earning better returns. http://economictimes.indiatimes.com/EPFO-asks-ICICI-Pru-SBI-to-improve-returns/articleshow/5275608.cmshttp://economictimes.indiatimes.com/EPFO-asks-ICICI-Pru-SBI-to-improve-returns/articleshow/5275608.cmsFri, 27 Nov 2009 11:19:12 GMTEPFO asks ICICI Pru, SBI to improve returnsEPFO asks ICICI Pru, SBI to improve returnsReliance Capital plans to take over Indian financial firm
Indian financial services firm Reliance Capital said on Friday that it plans to take a majority stake in Mumbai-based Quant Capital Group. Financial details were not disclosed. http://economictimes.indiatimes.com/Reliance-Capital-plans-to-take-over-Indian-financial-firm/articleshow/5275047.cmshttp://economictimes.indiatimes.com/Reliance-Capital-plans-to-take-over-Indian-financial-firm/articleshow/5275047.cmsFri, 27 Nov 2009 08:03:38 GMTReliance Capital plans to take over Indian financial firmReliance Capital plans to take over Indian financial firmIDBI Bank scraps plan to sell home finance unit
State-owned IDBI Bank has scrapped plans to sell its wholly-owned unit IDBI Home Finance, its top official said on Wednesday. http://economictimes.indiatimes.com/IDBI-Bank-scraps-plan-to-sell-home-finance-unit/articleshow/5268668.cmshttp://economictimes.indiatimes.com/IDBI-Bank-scraps-plan-to-sell-home-finance-unit/articleshow/5268668.cmsWed, 25 Nov 2009 13:39:11 GMTIDBI Bank scraps plan to sell home finance unitIDBI Bank scraps plan to sell home finance unitAuthorised capital of PSBs doubled to Rs 3000 crore
The government has decided to double the limit of authorized capital in public sector banks to help some lenders which were unable raise capital by selling shares.http://economictimes.indiatimes.com/Authorised-capital-of-PSBs-doubled-to-Rs-3000-crore/articleshow/5265695.cmshttp://economictimes.indiatimes.com/Authorised-capital-of-PSBs-doubled-to-Rs-3000-crore/articleshow/5265695.cmsTue, 24 Nov 2009 22:02:49 GMTAuthorised capital of PSBs doubled to Rs 3000 croreAuthorised capital of PSBs doubled to Rs 3000 croreHindalco mops up $600 m via QIP
Funds from the QIP issue will be utilised to part finance three greenfield projects.http://economictimes.indiatimes.com/Hindalco-mops-up-600-m-via-QIP/articleshow/5265407.cmshttp://economictimes.indiatimes.com/Hindalco-mops-up-600-m-via-QIP/articleshow/5265407.cmsTue, 24 Nov 2009 19:09:35 GMTHindalco mops up $600 m via QIPHindalco mops up $600 m via QIPVishal Retail to rope in strategic investor
Vishal Retail may bring in a strategic investor as part of pre-conditions laid down by banks to restructure its huge borrowings worth Rs 750 crore, a top company executive said on Monday. http://economictimes.indiatimes.com/Vishal-Retail-to-rope-in-strategic-investor/articleshow/5262591.cmshttp://economictimes.indiatimes.com/Vishal-Retail-to-rope-in-strategic-investor/articleshow/5262591.cmsMon, 23 Nov 2009 19:57:06 GMTVishal Retail to rope in strategic investorVishal Retail to rope in strategic investorHindalco to raise Rs 2,900 cr to part-fund 3 new projects
Hindalco Industries, part of the Aditya Birla group, on Monday initiated the process of raising up to Rs 2,900 crore by selling shares to institutional investors in order to part-finance three greenfield projects. http://economictimes.indiatimes.com/Hindalco-to-raise-Rs-2900-cr-to-part-fund-3-new-projects/articleshow/5262581.cmshttp://economictimes.indiatimes.com/Hindalco-to-raise-Rs-2900-cr-to-part-fund-3-new-projects/articleshow/5262581.cmsMon, 23 Nov 2009 19:51:21 GMTHindalco to raise Rs 2,900 cr to part-fund 3 new projectsHindalco to raise Rs 2,900 cr to part-fund 3 new projectsTokio may pay a premium for 26% in life JV with Edelweiss
Tokio Marine Holdings may pay a premium for a 26% stake that it will pick up in the proposed life insurance joint venture with Edelweiss Capital. http://economictimes.indiatimes.com/Tokio-may-pay-a-premium-for-26-in-life-JV-with-Edelweiss/articleshow/5262547.cmshttp://economictimes.indiatimes.com/Tokio-may-pay-a-premium-for-26-in-life-JV-with-Edelweiss/articleshow/5262547.cmsMon, 23 Nov 2009 19:45:25 GMTTokio may pay a premium for 26% in life JV with EdelweissTokio may pay a premium for 26% in life JV with EdelweissAxis, PNB, 5 others buy 51% stake in UK's Experian
The participating banks are Axis Bank, Union Bank of India, Punjab National Bank, Federal Bank and Indian Bank.http://economictimes.indiatimes.com/Axis-PNB-5-others-buy-51-stake-in-UKs-Experian/articleshow/5262333.cmshttp://economictimes.indiatimes.com/Axis-PNB-5-others-buy-51-stake-in-UKs-Experian/articleshow/5262333.cmsMon, 23 Nov 2009 18:33:56 GMTAxis, PNB, 5 others buy 51% stake in UK's ExperianAxis, PNB, 5 others buy 51% stake in UK's Experian

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