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Protection against loss. The insured sacrifices a small certain loss (the premium) for protection against a large uncertain loss (eg an accident fire or death). The insurance company assumes the risk by employing the law of large numbers and the principle of risk spreading.
Nomura plans to expand in India, China next year: Report Japanese financial services major Nomura plans to significantly expand its base in India and China next year.
http://economictimes.indiatimes.com/Nomura-plans-to-expand-in-India-China-next-year-Report/articleshow/5319575.cmshttp://economictimes.indiatimes.com/Nomura-plans-to-expand-in-India-China-next-year-Report/articleshow/5319575.cmsWed, 09 Dec 2009 13:58:35 GMTNomura plans to expand in India, China next year: ReportNomura plans to expand in India, China next year: ReportKKR lines up Rs 550 cr for Analjit's fund-raiser The KKR investment will be the third fund-raising by Singh?s holding companies in quick succession, taking the total amount raised in the past two months to nearly Rs 1,700 crore.http://economictimes.indiatimes.com/KKR-lines-up-Rs-550-cr-for-Analjits-fund-raiser-/articleshow/5316944.cmshttp://economictimes.indiatimes.com/KKR-lines-up-Rs-550-cr-for-Analjits-fund-raiser-/articleshow/5316944.cmsTue, 08 Dec 2009 20:22:56 GMTKKR lines up Rs 550 cr for Analjit's fund-raiser KKR lines up Rs 550 cr for Analjit's fund-raiser LIC seeks higher interest on NHPC loan The country?s largest insurer, LIC, has sought to raise interest rate on its loan to public sector hydel power generator NHPC. http://economictimes.indiatimes.com/LIC-seeks-higher-interest-on-NHPC-loan/articleshow/5298173.cmshttp://economictimes.indiatimes.com/LIC-seeks-higher-interest-on-NHPC-loan/articleshow/5298173.cmsThu, 03 Dec 2009 20:19:34 GMTLIC seeks higher interest on NHPC loanLIC seeks higher interest on NHPC loanIDBI Bank, Toyota ink MoU for auto finance IDBI Bank and Toyota Kirloskar Motor Pvt Ltd (TKM) today signed a memorandum of understanding (MoU) for providing auto finance to the latter's prospective customers.
http://economictimes.indiatimes.com/IDBI-Bank-Toyota-ink-MoU-for-auto-finance/articleshow/5292990.cmshttp://economictimes.indiatimes.com/IDBI-Bank-Toyota-ink-MoU-for-auto-finance/articleshow/5292990.cmsWed, 02 Dec 2009 14:16:09 GMTIDBI Bank, Toyota ink MoU for auto financeIDBI Bank, Toyota ink MoU for auto financeEPFO may buy long-term govt bonds from secondary markets The retirement fund manager EPFO will soon be allowed to purchase long-term government bonds with maturity of 10 years or more from the secondary market.
http://economictimes.indiatimes.com/EPFO-may-buy-long-term-govt-bonds-from-secondary-markets/articleshow/5292427.cmshttp://economictimes.indiatimes.com/EPFO-may-buy-long-term-govt-bonds-from-secondary-markets/articleshow/5292427.cmsWed, 02 Dec 2009 11:14:44 GMTEPFO may buy long-term govt bonds from secondary marketsEPFO may buy long-term govt bonds from secondary marketsWockhardt wins ICICI backing for liquidation fight with DBS Pharmaceutical company Wockhardt, which is fighting a legal battle with a clutch of foreign banks, which want the troubled drug-maker to be liquidated, on Friday received support from ICICI, India?s largest private sector bank.
http://economictimes.indiatimes.com/Wockhardt-wins-ICICI-backing-for-liquidation-fight-with-DBS/articleshow/5277174.cmshttp://economictimes.indiatimes.com/Wockhardt-wins-ICICI-backing-for-liquidation-fight-with-DBS/articleshow/5277174.cmsFri, 27 Nov 2009 19:48:36 GMTWockhardt wins ICICI backing for liquidation fight with DBSWockhardt wins ICICI backing for liquidation fight with DBSFranklin Templeton to launch new income fund Franklin Templeton Investments (India) is launching a new open-ended income fund that seeks to provide high return and stability of capital. http://economictimes.indiatimes.com/Franklin-Templeton-to-launch-new-income-fund/articleshow/5275766.cmshttp://economictimes.indiatimes.com/Franklin-Templeton-to-launch-new-income-fund/articleshow/5275766.cmsFri, 27 Nov 2009 11:58:31 GMTFranklin Templeton to launch new income fundFranklin Templeton to launch new income fundRBI to ask banks about their exposure in Dubai World The Reserve Bank of India (RBI) will ask Indian banks to furnish details regarding their exposure in the Dubai World, said RBI deputy governor Shyamala Gopinath in Ahmedabad.
http://economictimes.indiatimes.com/RBI-to-ask-banks-about-their-exposure-in-Dubai-World/articleshow/5275673.cmshttp://economictimes.indiatimes.com/RBI-to-ask-banks-about-their-exposure-in-Dubai-World/articleshow/5275673.cmsFri, 27 Nov 2009 11:35:05 GMTRBI to ask banks about their exposure in Dubai WorldRBI to ask banks about their exposure in Dubai WorldEPFO asks ICICI Pru, SBI to improve returns Unhappy with the performance of ICICI Pru AMC and State Bank of India--two of its two fund managers--during the first half of this fiscal, the EPFO has asked them to submit an action plan on earning better returns.
http://economictimes.indiatimes.com/EPFO-asks-ICICI-Pru-SBI-to-improve-returns/articleshow/5275608.cmshttp://economictimes.indiatimes.com/EPFO-asks-ICICI-Pru-SBI-to-improve-returns/articleshow/5275608.cmsFri, 27 Nov 2009 11:19:12 GMTEPFO asks ICICI Pru, SBI to improve returnsEPFO asks ICICI Pru, SBI to improve returnsReliance Capital plans to take over Indian financial firm Indian financial services firm Reliance Capital said on Friday that it plans to take a majority stake in Mumbai-based Quant Capital Group. Financial details were not disclosed.
http://economictimes.indiatimes.com/Reliance-Capital-plans-to-take-over-Indian-financial-firm/articleshow/5275047.cmshttp://economictimes.indiatimes.com/Reliance-Capital-plans-to-take-over-Indian-financial-firm/articleshow/5275047.cmsFri, 27 Nov 2009 08:03:38 GMTReliance Capital plans to take over Indian financial firmReliance Capital plans to take over Indian financial firm
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Why Should You Buy Life Insurance? By Luke Ashworth
Begin your hunt for life and you will quickly find out what benefits life can reap you. Evidently, life policies will cover your life and take every financial care of your loved ones after you are unable to look after them. Besides, a life policy offers you several other advantages that will in the long run, prove extremely beneficial for your living dependants.
First, life repays all your debts after you die. As if your death was not enough, life can ensure the lives of your dependants is a lot easier by not having to worry about the debts and mortgages you had accrued in your lifetime. No wonder a mortgage lender would encourage you to have your life covered under an policy.
However, life to you means more than just being able to repay your mortgage loan. Instead, it means your dependants are able to repay it and lead a secured life with at least something material to fall back on. It is of equal importance to cover your
non-working partner’s life as it is to purchase for yourself.
Luke Ashworth writes for Protected.co.uk, offering views on life insurance in the UK, visit www.protected.co.uk today and compare life plans in minutes.
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is a specific topic related to insurance that you
would like us to cover, please contact us at any time.
And again, thank you to those contributing daily to our
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Disclose commission from insurers, mutual funds: RBI to RRBs RBI directed regional rural banks to disclose the commission they receive from mutual funds and insurers for referring their products to customers.
http://economictimes.indiatimes.com/Disclose-commission-from-insurers-mutual-funds-RBI-to-RRBs/articleshow/5319610.cmshttp://economictimes.indiatimes.com/Disclose-commission-from-insurers-mutual-funds-RBI-to-RRBs/articleshow/5319610.cmsWed, 09 Dec 2009 14:10:02 GMTDisclose commission from insurers, mutual funds: RBI to RRBsDisclose commission from insurers, mutual funds: RBI to RRBsAllahabad Bank's general managers relocated to other PSBs For the first time in this 144-year old bank?s history, two of its own general managers have been relocated as executive directors of other public sector banks.http://economictimes.indiatimes.com/Allahabad-Banks-general-managers-relocated-to-other-PSBs/articleshow/5318981.cmshttp://economictimes.indiatimes.com/Allahabad-Banks-general-managers-relocated-to-other-PSBs/articleshow/5318981.cmsWed, 09 Dec 2009 10:57:08 GMTAllahabad Bank's general managers relocated to other PSBsAllahabad Bank's general managers relocated to other PSBsPSU banks ink bond to check attrition A host of PSBs, including Bank of Baroda, Canara Bank, Punjab National Bank and Union Bank of India, have recently introduced a practice of signing service bonds with their new recruits joining at the officer level. http://economictimes.indiatimes.com/PSU-banks-ink-bond-to-check-attrition/articleshow/5313035.cmshttp://economictimes.indiatimes.com/PSU-banks-ink-bond-to-check-attrition/articleshow/5313035.cmsTue, 08 Dec 2009 03:58:16 GMTPSU banks ink bond to check attritionPSU banks ink bond to check attritionHinduja Bank takes controlling stake in Chennai based Paterson securities Hinduja Bank (Switzerland), part of Hindujas group on Monday said it has acquired a majority stake in the Chennai-based stock broking firm, Paterson Securities.
http://economictimes.indiatimes.com/Hinduja-Bank-takes-controlling-stake-in-Chennai-based-Paterson-securities/articleshow/5311712.cmshttp://economictimes.indiatimes.com/Hinduja-Bank-takes-controlling-stake-in-Chennai-based-Paterson-securities/articleshow/5311712.cmsMon, 07 Dec 2009 14:17:38 GMTHinduja Bank takes controlling stake in Chennai based Paterson securitiesHinduja Bank takes controlling stake in Chennai based Paterson securitiesGovt to support public sector banks to merge if they want Government will support public sector banks to merge if they wanted, provided they fulfilled RBI and SEBI guidelines, finance minister Pranab Mukherjee said on Monday.http://economictimes.indiatimes.com/Govt-to-support-public-sector-banks-to-merge-if-they-want/articleshow/5310622.cmshttp://economictimes.indiatimes.com/Govt-to-support-public-sector-banks-to-merge-if-they-want/articleshow/5310622.cmsMon, 07 Dec 2009 08:54:44 GMTGovt to support public sector banks to merge if they wantGovt to support public sector banks to merge if they wantPerformance-linked pay for PSBs from next year <p>Salary packages of employees of public sector banks could have a performance-linked variable component from the next year. <a href="/quickiearticleshow/5307235.cms" target="_blank"><b>Tax deduction on employees' HRA</b></a></p>
http://economictimes.indiatimes.com/Performance-linked-pay-for-PSBs-from-next-year/articleshow/5308991.cmshttp://economictimes.indiatimes.com/Performance-linked-pay-for-PSBs-from-next-year/articleshow/5308991.cmsMon, 07 Dec 2009 06:40:00 GMTPerformance-linked pay for PSBs from next yearPerformance-linked pay for PSBs from next yearICICI set to turn local bank in Singapore too After SBI, ICICI set to get a qualified full bank licence in Singapore, a status that will allow it to open 15 branches and ATM centres.http://economictimes.indiatimes.com/ICICI-set-to-turn-local-bank-in-Singapore-too/articleshow/5309050.cmshttp://economictimes.indiatimes.com/ICICI-set-to-turn-local-bank-in-Singapore-too/articleshow/5309050.cmsSun, 06 Dec 2009 20:46:11 GMTICICI set to turn local bank in Singapore tooICICI set to turn local bank in Singapore tooSBI gets govt nod for acquiring State Bank of Indore The Indian government has given approval to State Bank of India to initiate the process.http://economictimes.indiatimes.com/SBI-gets-govt-nod-for-acquiring-State-Bank-of-Indore/articleshow/5300583.cmshttp://economictimes.indiatimes.com/SBI-gets-govt-nod-for-acquiring-State-Bank-of-Indore/articleshow/5300583.cmsFri, 04 Dec 2009 12:21:11 GMTSBI gets govt nod for acquiring State Bank of IndoreSBI gets govt nod for acquiring State Bank of IndoreDubai crisis won?t hit Indian banks: RBI The Reserve Bank of India on Thursday said the domestic banks do not have much exposure to the debt-ridden Dubai World and hence their balance sheet will not be materially affected by the crisis, reports Our Bureau.
http://economictimes.indiatimes.com/Dubai-crisis-wont-hit-Indian-banks-RBI/articleshow/5298020.cmshttp://economictimes.indiatimes.com/Dubai-crisis-wont-hit-Indian-banks-RBI/articleshow/5298020.cmsThu, 03 Dec 2009 19:25:22 GMTDubai crisis won?t hit Indian banks: RBIDubai crisis won?t hit Indian banks: RBIKotak Mahindra Bank looks for acquisitions in India Indian private sector lender Kotak Mahindra Bank is looking at acquisitions in the coming months in India.http://economictimes.indiatimes.com/Kotak-Mahindra-Bank-looks-for-acquisitions-in-India/articleshow/5297034.cmshttp://economictimes.indiatimes.com/Kotak-Mahindra-Bank-looks-for-acquisitions-in-India/articleshow/5297034.cmsThu, 03 Dec 2009 14:38:12 GMTKotak Mahindra Bank looks for acquisitions in IndiaKotak Mahindra Bank looks for acquisitions in IndiaTop bankers zero in on South, West India for expansion The country?s top bankers still continue to bet on places like Andhra Pradesh, Gujarat, Karnataka, Maharashtra, Tamil Nadu (TN) or Uttar Pradesh (UP) when they look at expansion of operations.
http://economictimes.indiatimes.com/Top-bankers-zero-in-on-South-West-India-for-expansion/articleshow/5293550.cmshttp://economictimes.indiatimes.com/Top-bankers-zero-in-on-South-West-India-for-expansion/articleshow/5293550.cmsWed, 02 Dec 2009 17:32:52 GMTTop bankers zero in on South, West India for expansionTop bankers zero in on South, West India for expansionPNB cuts interest rates on most NRI deposits State-owned lender PNB has slashed interest rates on most NRI deposits of foreign curency denominations.
http://economictimes.indiatimes.com/PNB-cuts-interest-rates-on-most-NRI-deposits/articleshow/5293414.cmshttp://economictimes.indiatimes.com/PNB-cuts-interest-rates-on-most-NRI-deposits/articleshow/5293414.cmsWed, 02 Dec 2009 16:43:19 GMTPNB cuts interest rates on most NRI depositsPNB cuts interest rates on most NRI depositsAssam, banks tie up for NREGA scheme The Assam government has tied up with banks for issuance of biometric cards to beneficiaries under the National Rural Employment Guarantee Act (NREGA).
http://economictimes.indiatimes.com/Assam-banks-tie-up-for-NREGA-scheme/articleshow/5289318.cmshttp://economictimes.indiatimes.com/Assam-banks-tie-up-for-NREGA-scheme/articleshow/5289318.cmsTue, 01 Dec 2009 17:06:00 GMTAssam, banks tie up for NREGA schemeAssam, banks tie up for NREGA schemeUnion Bank revises rates on foreign currency deposits Union Bank of India has revised its interest rates on foreign currency deposits with immediate effect.
http://economictimes.indiatimes.com/Union-Bank-revises-rates-on-foreign-currency-deposits/articleshow/5288725.cmshttp://economictimes.indiatimes.com/Union-Bank-revises-rates-on-foreign-currency-deposits/articleshow/5288725.cmsTue, 01 Dec 2009 13:44:55 GMTUnion Bank revises rates on foreign currency depositsUnion Bank revises rates on foreign currency depositsNow, open a bank account in a grocery shop On Monday, RBI permitted banks to appoint these entities to act as their agents and carry out several of the bank's operations. All these though, will come for a fee, pre-decided by your bank.
http://economictimes.indiatimes.com/Now-open-a-bank-account-in-a-grocery-shop/articleshow/5286913.cmshttp://economictimes.indiatimes.com/Now-open-a-bank-account-in-a-grocery-shop/articleshow/5286913.cmsTue, 01 Dec 2009 03:59:30 GMTNow, open a bank account in a grocery shopNow, open a bank account in a grocery shop
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