There are numerous options open to driver’s to reduce their premiums and get really cheap car cover – so what do you look for?

Some of the more common include:

-Increasing the excess. This means you pay more if an accident happens and less, through lower premiums, if it doesn’t. It’s a calculated risk you take based on your driving history and current circumstances.

-Choosing between Comprehensive or Fire, Theft, Third Party only. Points that might influence this decision include the age and condition of your car. The danger here is not being covered for collision, then not being able to buy back into another car.

Due to recent statistics on road accidents concerning drivers under 25, many companies now include Nominated Driver Discounts that offer a reduced premium if the customer guarantees only pre-selected drivers over the age of 25 will drive the vehicle.

Nominated Driver Low Kilometre Discount is another initiative designed to reward drivers and is popular for senior drivers or for the family’s second car because it offers a lower premium if the vehicle travels under 10,000 kilometres a year.

Make and model of vehicle will definitely influence the premium with modified, high performance and top of the range cars costing more to insure.

Naturally, aspects such as where you park your car over night, i.e. in a carport or locked garage, and what security devices there are, will also impact on your overall premium.

But it’s not just the up front, standard aspects of you need to consider when making a choice based on price. Online auto company, 1 Cover, offer a range of benefits that include approved security device discounts, 12 month new car replacement, funds towards overnight accommodation and transport

Younger travellers run holiday risks by forgoing travel insurance
The Post Office reminds 18 to 30s of the importance of travel insurance. (PRWeb Nov 7, 2009)

Read the full story at http://www.prweb.com/releases/travel/insurance/prweb3165344.htm

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Post Office Car Insurance warns of the dangers of driving without cover
Twenty per cent of younger drivers are on the road without car insurance (PRWeb Nov 7, 2009)

Read the full story at http://www.prweb.com/releases/2009/11/prweb3165444.htm

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In Recognition Of November, National Alzheimer’s Month, New Product That Comforts Alzheimer's Caregiver Patients Introduced
Founder Patricia Bailey launches NEW senior care brand, at www.AdvanceComfort.com with help in managing those with Alzheimer’s. (PRWeb Nov 7, 2009)

Read the full story at http://www.prweb.com/releases/2009/11/prweb3169634.htm

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Post Office® Car Insurance Provides Winter Driving Tips
Post Office® Car Insurance advises drivers to take extra care on the roads as the winter months set in (PRWeb Nov 7, 2009)

Read the full story at http://www.prweb.com/releases/carinsurance/carinsurance/prweb3170314.htm

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The Post Office® Warns Against Cancelling Home Insurance
Research shows the recession has resulted in home insurance cut backs (PRWeb Nov 7, 2009)

Read the full story at http://www.prweb.com/releases/homeinsurance/homeinsurancecover/prweb3170724.htm

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Travel Insurance Helps Alleviate Family Holiday Illness Worries
Post Office Travel Insurance reveals true cost of kids' holiday illnesses (PRWeb Nov 7, 2009)

Read the full story at http://www.prweb.com/releases/travelinsurance/cheaptravelinsurance/prweb3170794.htm

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Post Office® Travel Insurance reveals children's top holiday health hazards
Travel insurance study discovers one in 10 parents have sought professional medical advice for their children while on holiday. (PRWeb Nov 7, 2009)

Read the full story at http://www.prweb.com/releases/travelinsurance/cheaptravelinsurance/prweb3170894.htm

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LV= Sponsors the Anglo-Welsh Rugby Tournament
LV= has been announced as the new title sponsor of rugby's Anglo-Welsh tournament. (PRWeb Nov 7, 2009)

Read the full story at http://www.prweb.com/releases/2009/11/prweb3165254.htm

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Leviathan Security Group, Inc. Educates, Assesses and Remediates Vulnerability in SSL/TLS
Leviathan Security Group, Inc. a security engineering consultancy headquartered in Seattle, WA USA is currently working in conjunction with security industry researchers, the IETF and other security vendors to mitigate recently disclosed TLS and SSL vulnerabilities. Leviathan engineers under the direction of corporate officers are focusing tirelessly on supporting customers and other organizations relying on a secured Internet as well as fielding incoming requests for more information about this serious threat to web-based transactional security. (PRWeb Nov 7, 2009)

Read the full story at http://www.prweb.com/releases/2009/11/prweb3169224.htm

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Gilsbar is Sole Louisiana Company to Win National Award from the American Heart Association
Gilsbar receives Platinum-Level recognition by the American Heart Association for the Start! Fit-Friendly Companies Award. (PRWeb Nov 6, 2009)

Read the full story at http://www.prweb.com/releases/2009/11/prweb3160364.htm

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As the Health Care Debate Rages On, Health Savings Accounts (HSAs) Continue to Gain in Popularity
While the nation's lawmakers debate possible ways to improve the health care system, a national consumer organization reports that thousands of Americans apparently believe they've already found an answer: Health Savings Accounts (commonly known as HSAs). (PRWeb Nov 6, 2009)

Read the full story at http://www.prweb.com/releases/HealthSavingsAccounts/4MedicalInsurance/prweb3161804.htm

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NRMA Insurance Urge Queensland Households to be Storm Prepared
NRMA Insurance and the Queensland State Emergency Service (SES) are urging south-east Queenslanders to pull on gardening gloves after research revealed 40 per cent of households in storm-prone areas don't believe their neighbourhood is prepared*. (PRWeb Nov 6, 2009)

Read the full story at http://www.prweb.com/releases/2009/11/prweb3165044.htm

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SleepApneaUSA.net Announced An Immediate Alternative Sleep Apnea Solution In Response To The NTSB's Sleep Apnea Testing Recommendations
The Recent NTSB Mandatory Sleep Apnea Testing Recommendations Are Expected To Become A Law Very Soon For Commercial Pilots And Drivers. It's Reported That In Current Tracking Industry, A Sleep Apnea Lab Testing Could Cost About $2,000 With A Waiting Period Of Up To Six Months. More Than 60% Of Diagnosed Apnea Patients Can Not Tolerate Standard CPAP Treatment. Dr. Jin Zhou Of SleepApneaUSA.net Proposed An Immediate Alternative Solution In Hope To Save Thousands Of Lives. (PRWeb Nov 6, 2009)

Read the full story at http://www.prweb.com/releases/2009/11/prweb3167634.htm

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RIAS Named as Top 2 Car Insurance Provider
Specialist insurance provider RIAS is celebrating after being named in the Top 2 Car Insurance Providers in the UK, as voted by 20,000 Auto Express readers in the 2009 Driver Power survey. (PRWeb Nov 6, 2009)

Read the full story at http://www.prweb.com/releases/2009/11/prweb3160254.htm

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InsuranceAgents.com Tapped to be Insurance Expert at Buttoned Up, Inc.
The popular site geared towards helping women lead organized lives calls on InsuranceAgents.com to provide expert insurance tips for its readers. (PRWeb Nov 6, 2009)

Read the full story at http://www.prweb.com/releases/insurance/quotes/prweb3168464.htm

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Insurance Agencies Expand Client Support Services
BeneLink's new advocacy center program enables insurance agencies to act as benefits administrators for their client groups. (PRWeb Nov 6, 2009)

Read the full story at http://www.prweb.com/releases/2009/11/prweb3163394.htm

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after an accident, up to $1,000 for a hire vehicle if your car is stolen and lifetime guarantee on repairs so long as you own the car.

Online companies invariable also offer a 10% discount which can add up to a hefty discount off the total premium while many reputable companies also include the freedom to choose your own repairer and offer monthly payments at no extra cost.

Here’s one you may not have thought through. Some companies have started offering discounts to children of existing customers. While on the surface this may seem a good deal, by making some comparisons you may come up with cheap car insurance cover that is even cheaper due to your circumstances, and with an insurer who offers the best options and coverage for you. For more discount options, 1 Cover can be contacted via www.1cover.com.au.