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A legal agreement with an insurance company that provides for reimbursement in the case of damage or theft to collateral. Wachovia Dealer Services requires you to maintain insurance on the vehicle you purchase.

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Bajaj Allianz life says no plans for IPO
Bajaj Allianz Life Insurance Co Ltd has no immediate need for additional capital and is not planning an initial public offer.http://economictimes.indiatimes.com/Bajaj-Allianz-life-says-no-plans-for-IPO/articleshow/5296740.cmshttp://economictimes.indiatimes.com/Bajaj-Allianz-life-says-no-plans-for-IPO/articleshow/5296740.cmsThu, 03 Dec 2009 13:14:38 GMTBajaj Allianz life says no plans for IPOBajaj Allianz life says no plans for IPOIndia Post ties up with ICICI Prudential Life
India Post on Thursday entered into a tie-up with ICICI Prudential Life Insurance Company to expand its services portfolio to the customers. http://economictimes.indiatimes.com/India-Post-ties-up-with-ICICI-Prudential-Life/articleshow/5295956.cmshttp://economictimes.indiatimes.com/India-Post-ties-up-with-ICICI-Prudential-Life/articleshow/5295956.cmsThu, 03 Dec 2009 10:08:49 GMTIndia Post ties up with ICICI Prudential LifeIndia Post ties up with ICICI Prudential LifeTata-AIG's add-on motor insurance covers
In May this year, Tata-AIG General Insurance launched eight add-on motor insurance covers, post detariffing that took effect in January 2009. http://economictimes.indiatimes.com/Tata-AIGs-add-on-motor-insurance-covers/articleshow/5294309.cmshttp://economictimes.indiatimes.com/Tata-AIGs-add-on-motor-insurance-covers/articleshow/5294309.cmsWed, 02 Dec 2009 23:06:24 GMTTata-AIG's add-on motor insurance coversTata-AIG's add-on motor insurance coversQuery corner
Our PF expert helps you traverse the uncertainties in the Financial world. Email YOur QUERIES to etquery@indiatimes.com.http://economictimes.indiatimes.com/Query-corner/articleshow/5282783.cmshttp://economictimes.indiatimes.com/Query-corner/articleshow/5282783.cmsSun, 29 Nov 2009 21:06:01 GMTQuery cornerQuery cornerClaims wipe out a third of terror pool
Insurance firms handing out cheques for the last one year have discovered the grim truth that the 26/11 attack has wiped out almost a third of the money that was pooled in to meet terror claims. http://economictimes.indiatimes.com/Claims-wipe-out-a-third-of-terror-pool/articleshow/5269513.cmshttp://economictimes.indiatimes.com/Claims-wipe-out-a-third-of-terror-pool/articleshow/5269513.cmsWed, 25 Nov 2009 18:53:30 GMTClaims wipe out a third of terror poolClaims wipe out a third of terror poolTata AIG Life launches child ULIP
Private insurer Tata AIG Life on Wednesday launched a unit-linked life insurance plan (ULIP) for children's education, InvestAssure Superstar. http://economictimes.indiatimes.com/Tata-AIG-Life-launches-child-ULIP/articleshow/5268973.cmshttp://economictimes.indiatimes.com/Tata-AIG-Life-launches-child-ULIP/articleshow/5268973.cmsWed, 25 Nov 2009 15:26:34 GMTTata AIG Life launches child ULIPTata AIG Life launches child ULIPApollo DKV to scale up biz, network, launches new health insurance plan
Apollo DKV has launched a new health insurance scheme and drawn up plans to scale up its business and the network of offices in the next couple of years to garner a good share of the growing market for health insurance. http://economictimes.indiatimes.com/Apollo-DKV-to-scale-up-biz-network-launches-new-health-insurance-plan/articleshow/5268654.cmshttp://economictimes.indiatimes.com/Apollo-DKV-to-scale-up-biz-network-launches-new-health-insurance-plan/articleshow/5268654.cmsWed, 25 Nov 2009 13:30:22 GMTApollo DKV to scale up biz, network, launches new health insurance planApollo DKV to scale up biz, network, launches new health insurance planHDFC Standard Life eyeing 10-15% growth
HDFC Standard Life, which is gearing up for an IPO, has seen over 40% of its business come through various Bancassurance schemes. http://economictimes.indiatimes.com/HDFC-Standard-Life-eyeing-10-15-growth/articleshow/5261556.cmshttp://economictimes.indiatimes.com/HDFC-Standard-Life-eyeing-10-15-growth/articleshow/5261556.cmsMon, 23 Nov 2009 13:38:53 GMTHDFC Standard Life eyeing 10-15% growthHDFC Standard Life eyeing 10-15% growthLIC restructuring Ulip costs to protect agent commissions
Life Insurance Corporation of India is looking to increase the minimum premium payable and minimum lock-in order to adhere to the expenses cap norms brought in by Insurance Regulatory Development Authority. http://economictimes.indiatimes.com/LIC-restructuring-Ulip-costs-to-protect-agent-commissions/articleshow/5260721.cmshttp://economictimes.indiatimes.com/LIC-restructuring-Ulip-costs-to-protect-agent-commissions/articleshow/5260721.cmsMon, 23 Nov 2009 09:41:01 GMTLIC restructuring Ulip costs to protect agent commissionsLIC restructuring Ulip costs to protect agent commissionsIRDA may cap CEO salary at Rs 1.5 crore
Insurance regulator IRDA is mulling to put a cap of Rs 1.5 crore on the annual salary of chief executive, which could be paid from the policyholders? fund. http://economictimes.indiatimes.com/IRDA-may-cap-CEO-salary-at-Rs-15-crore/articleshow/5259341.cmshttp://economictimes.indiatimes.com/IRDA-may-cap-CEO-salary-at-Rs-15-crore/articleshow/5259341.cmsMon, 23 Nov 2009 02:07:57 GMTIRDA may cap CEO salary at Rs 1.5 croreIRDA may cap CEO salary at Rs 1.5 croreLIC makes plans to keep agents' commissions for ULIP intact
In order to keep agents' commissions for ULIPs intact, LIC is looking to increase the minimum premium payable and minimum lock-in order to adhere to the expenses cap norms brought in by IRDA.http://economictimes.indiatimes.com/LIC-makes-plans-to-keep-agents-commissions-for-ULIP-intact/articleshow/5258400.cmshttp://economictimes.indiatimes.com/LIC-makes-plans-to-keep-agents-commissions-for-ULIP-intact/articleshow/5258400.cmsSun, 22 Nov 2009 17:37:18 GMTLIC makes plans to keep agents' commissions for ULIP intactLIC makes plans to keep agents' commissions for ULIP intact


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Car Insurance For Bad Drivers

Maybe this is your third speeding ticket this month, and your driver’s license is about two points away from being revoked or you have been in your fifth accident in five years (only two of those were actually judged to be your fault). Whatever your driving history is, you may need to evaluate your car again, and find out whether or not there are other options for you.

The problem with being a bad driver (or just an unlucky driver) is that if you lose your driver’s license, your car company is probably going to drop your coverage. If you get dropped, and then get your license back after a while, you are going to find out that it is difficult to find cheap car insurance. You can get as many car quotes as you want; you are going to end up paying a lot of money for insurance.

So how do you find a good car if you aren’t too reliable of a driver? The best bet is to talk to several agents in person, and see what they can do for you. Sometimes, you may be able to take defensive driving courses or even the entire driver’s education course again in order to get a discount or reduce the number of points on your license. Any little bit helps, and you may find out that the money that you save monthly by taking a weekend course on driving from your car company is going to save you money in just a couple of months (and maybe even make you a better driver).

No one wants to admit that they are a bad driver, or that they were at fault, but the key to getting cheap car is to sometimes admit that you are not the world’s best driver. A lot of times, you can plead “guilty” to an offense and get reduced fines and penalties rather than pleading “innocent”, going through the whole legal procedures and then getting the full fines.

When filling out the paperwork to get a cheap car quote, make sure that you tell the truth. Before the policy

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is issued, they are going to take a look at your driving record, and lying about how many accidents you have been in is going to just cause you trouble with the car company.

The final tip to finding the best car if you are a not-so-great driver is to get quotes from all sorts of car agencies. You may think that you are stuck with car from those who deal with high-risk drivers, but you may just be able to get a normal company to cover you. If you can get regular car insurance, you may be limited in options initially, but after awhile you should be able to find a cheap car option.

Car is one of those evils that we have to buy. Those who can’t get any car at all are either a menace on the road or doomed to taking the bus. Driving safely and keeping your eyes on the road will eventually pay off by having cheaper car insurance.

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LV Launch New Website for Advisors
LV= has announced the launch of a new website specifically for advisors. (PRWeb Dec 5, 2009)

Read the full story at http://www.prweb.com/releases/2009/12/prweb3293854.htm

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Legislative Risks and 2010 Industry Trends to be the Focus of Two High-Impact Webinars From The American College
In an effort to help professionals better understand the impact of proposed legislation and the important trends affecting their practices, The American College, the nation’s premiere financial services educator, is offering two high-impact webinars filled with the essential information professionals need to successfully manage change. On December 10, The College will host the webinar "2009 Year in Perspective" at 10:30 a.m. ET. The following day, The American College will feature a second webinar - "Breaking News…Legislation from Washington on Financial Services" at 1:30 p.m. ET. (PRWeb Dec 4, 2009)

Read the full story at http://www.prweb.com/releases/2009/12/prweb3296284.htm

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Travel Insured Coverage Helps Resolve Dilemma of Passengers With Flu Either Paying Steep Re-ticketing Fees or Flying Sick
Recent cases of sick airline passengers facing the choice of paying steep re-ticketing penalties or flying sick to avoid them have raised debate over how airlines are addressing H1N1 flu contagion. Travel insurance such as a Worldwide Trip Protector can cover penalties and save sick passengers an unpleasant choice. (PRWeb Dec 4, 2009)

Read the full story at http://www.prweb.com/releases/2009/12/prweb3289884.htm

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A Major EU Finance Company Selects Silanis E-Signatures to Enable Straight-Through Processing of Consumer Retail Loans
Silanis Technology, the leader in electronic signature process management, today announced that its ApproveIt Web Server solution has been selected by a major finance company specializing in retail partnerships and banking in the European Union. Silanis’ solution will enable the finance company to provide its vast network of retail partners with straight-through processing of consumer retail loans by allowing applications to be reviewed, signed and returned electronically. (PRWeb Dec 4, 2009)

Read the full story at http://www.prweb.com/releases/2009/12/prweb3291304.htm

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Pearl Insurance Wins Five Top Awards at PIMA’s MarkeTTech Marketing Methods competition
Pearl Insurance of Peoria Heights, IL—insurance brokers, marketers, administrators, and part of the Pearl Companies—took home Gold for the third year in a row at the Professional Insurance Marketing Association (PIMA) MarkeTTech Marketing Methods competition, which recognizes excellence in marketing. In addition to three Gold Awards for the categories of Lead Generation Campaign, Mail Solicitation for Underwritten Product, and Conservation/Retention Campaign, Pearl also earned two Silver Awards for the Conservation/Retention Campaign and Multiple Effort Marketing Campaign categories. Pearl earned top recognition for each of their five entries, while competing against some of the biggest names in the insurance marketing industry. (PRWeb Dec 4, 2009)

Read the full story at http://www.prweb.com/releases/2009/12/prweb3293884.htm

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Parature CFO Named Washington Business Journal CFO of the Year
Robert Aldrich Recognized for Outstanding Performance as a Financial Professional in the Business Services Category (PRWeb Dec 4, 2009)

Read the full story at http://www.prweb.com/releases/2009/12/prweb3295984.htm

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CoreDocuments.com Shows Employers How to Setup or Amend a Section 125 Premium Only Plan for Only $89
Many employers don't take Section 125 pre-tax deductions for employee health, dental, vision, and other ancillary benefit insurance premium because they think it is too expensive or too much trouble. Nothing could be further from the truth. CoreDocuments.com, www.CoreDocuments.com, shows businesses how to start saving substantial payroll tax dollars for as little as $89 + S&H for a limited time. (PRWeb Dec 3, 2009)

Read the full story at http://www.prweb.com/releases/Section125/Documents/prweb3283774.htm

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