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Is Your Insurance Policy Right For You?
By Kevin Wynn
Take a moment and ask yourself: is your policy just right for you and your family? This question is important, considering the recent statistics wherein more than 30 million families in the United States of America alone do not have the correct coverage. Their policies purportedly are not right for them. In fact, in the year 2006, fifty eight percent of American households were undervalued at a staggering rate of twenty one percent --- definitely unfavorable numbers especially because these policies are supposed to be the topmost things families should turn to when there are emergencies, accidents and the like. To know if your policy is right for you, there are a couple of things that you must consider. First off, if you just got married, that is one ground for you to change your policy. Remember, there are premiums that become cheaper because of spousal clauses in the policies. If you and your spouse are employed, both of you may be entitled to discounts in terms of premium payments. Also, even if one of you is not working, the other may still benefit from the spouse’s policy.
Secondly, if you have kids, this is another instance when you should review your policies. If you have a teenager in the house and he has a driver’s license, it’s generally cheaper to add your teenager to your own car policy than to get a separate one. How’s that for discounts? Also, if your son, let’s say, does well in school and gets straight A’s or at least regular B’s, that could spell further discounts from the company. Hence, that can be added motivation
Younger travellers run holiday risks by forgoing travel insurance
The Post Office reminds 18 to 30s of the importance of travel insurance. (PRWeb Nov 7, 2009)
Read the full story at http://www.prweb.com/releases/travel/insurance/prweb3165344.htm ]]>
Post Office Car Insurance warns of the dangers of driving without cover
Twenty per cent of younger drivers are on the road without car insurance (PRWeb Nov 7, 2009)
Read the full story at http://www.prweb.com/releases/2009/11/prweb3165444.htm ]]>
In Recognition Of November, National Alzheimer’s Month, New Product That Comforts Alzheimer's Caregiver Patients Introduced
Founder Patricia Bailey launches NEW senior care brand, at www.AdvanceComfort.com with help in managing those with Alzheimer’s. (PRWeb Nov 7, 2009)
Read the full story at http://www.prweb.com/releases/2009/11/prweb3169634.htm ]]>
Post Office® Car Insurance Provides Winter Driving Tips
Post Office® Car Insurance advises drivers to take extra care on the roads as the winter months set in (PRWeb Nov 7, 2009)
Read the full story at http://www.prweb.com/releases/carinsurance/carinsurance/prweb3170314.htm ]]>
The Post Office® Warns Against Cancelling Home Insurance
Research shows the recession has resulted in home insurance cut backs (PRWeb Nov 7, 2009)
Read the full story at http://www.prweb.com/releases/homeinsurance/homeinsurancecover/prweb3170724.htm ]]>
Travel Insurance Helps Alleviate Family Holiday Illness Worries
Post Office Travel Insurance reveals true cost of kids' holiday illnesses (PRWeb Nov 7, 2009)
Read the full story at http://www.prweb.com/releases/travelinsurance/cheaptravelinsurance/prweb3170794.htm ]]>
Post Office® Travel Insurance reveals children's top holiday health hazards
Travel insurance study discovers one in 10 parents have sought professional medical advice for their children while on holiday. (PRWeb Nov 7, 2009)
Read the full story at http://www.prweb.com/releases/travelinsurance/cheaptravelinsurance/prweb3170894.htm ]]>
LV= Sponsors the Anglo-Welsh Rugby Tournament
LV= has been announced as the new title sponsor of rugby's Anglo-Welsh tournament. (PRWeb Nov 7, 2009)
Read the full story at http://www.prweb.com/releases/2009/11/prweb3165254.htm ]]>
Leviathan Security Group, Inc. Educates, Assesses and Remediates Vulnerability in SSL/TLS
Leviathan Security Group, Inc. a security engineering consultancy headquartered in Seattle, WA USA is currently working in conjunction with security industry researchers, the IETF and other security vendors to mitigate recently disclosed TLS and SSL vulnerabilities. Leviathan engineers under the direction of corporate officers are focusing tirelessly on supporting customers and other organizations relying on a secured Internet as well as fielding incoming requests for more information about this serious threat to web-based transactional security. (PRWeb Nov 7, 2009)
Read the full story at http://www.prweb.com/releases/2009/11/prweb3169224.htm ]]>
Gilsbar is Sole Louisiana Company to Win National Award from the American Heart Association
Gilsbar receives Platinum-Level recognition by the American Heart Association for the Start! Fit-Friendly Companies Award. (PRWeb Nov 6, 2009)
Read the full story at http://www.prweb.com/releases/2009/11/prweb3160364.htm ]]>
As the Health Care Debate Rages On, Health Savings Accounts (HSAs) Continue to Gain in Popularity
While the nation's lawmakers debate possible ways to improve the health care system, a national consumer organization reports that thousands of Americans apparently believe they've already found an answer: Health Savings Accounts (commonly known as HSAs). (PRWeb Nov 6, 2009)
Read the full story at http://www.prweb.com/releases/HealthSavingsAccounts/4MedicalInsurance/prweb3161804.htm ]]>
NRMA Insurance Urge Queensland Households to be Storm Prepared
NRMA Insurance and the Queensland State Emergency Service (SES) are urging south-east Queenslanders to pull on gardening gloves after research revealed 40 per cent of households in storm-prone areas don't believe their neighbourhood is prepared*. (PRWeb Nov 6, 2009)
Read the full story at http://www.prweb.com/releases/2009/11/prweb3165044.htm ]]>
for your child to excel in his academics. Moreover, your company may also offer a multi-policy discount if you insure your teenager’s car with them as well. Thirdly, if you change jobs or if you (unfortunately) get demoted at work and get a decrease in your salary, you may also be entitled to insurance. This is especially beneficial when you need to care for yourself and your family during a period wherein you find yourself unemployed and out of immediate resources. The fourth thing you must consider is when you recently acquired jewelries, art works, paintings and other valuables. Do you think you’re receiving the right coverage for those costly investments? You might want to consider getting a supplemental policy with a floater that could provide additional coverage for your valuables. Call your company to get the lowdown on this. Don’t forget to have your recently acquired valuables appraised, too, so that you’ll know exactly how much they are worth. You may want to review your policy if you decide to rent a property. There are actually a lot of tenants these days who have the misconception that they no longer need to buy a policy because their landlords are covered anyway. Truth be told, landlords are only responsible for insuring the building or structure itself. Hence, if there are damages done to the building or if you fall prey to a thief, the landlord is not obligated to pay you or extend benefits. These are just some of the incidents that you have to consider in order to identify whether or not your policy is right for you. Use the aforementioned incidents as guides so that you can be sure you have the most comprehensive and suitable policy at any given time.
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